1099 Income Loans

in Florida, Georgia & South Carolina

Flexible Mortgage Options for Independent Contractors

If you’re paid as an independent contractor and receive 1099 income, qualifying for a traditional mortgage can sometimes be challenging. 1099 Income Loans are designed to provide financing solutions for borrowers whose income may not fit traditional lending guidelines.

BENEFITS

Alternative income documentation options

Designed for independent contractors

Flexible qualification guidelines

Purchase and refinance options available

Competitive loan programs

Who Should Consider a 1099 Loan?

Independent contractors

Gig economy workers

Freelancers

Sales professionals

Commission-based earners

Explore mortgage options designed around your unique income structure.

About Us

At Innovative Mortgage, we make the mortgage process simple, transparent, and stress-free. Through personalized guidance and an education-first approach, we help homebuyers and investors find the right financing solutions with confidence.

Equal Housing Opportunity

Contact Us

17717 Hunting Bow Circle., 

      Unit 101, Lutz, FL 33558

904-800-9039

info@propertylinelending.com

This Is Not A Commitment To Make A Loan. Loans Are Subject To Borrower Qualifications, Including Income, Property Evaluation, Sufficient Equity In The Home To Meet LTV Requirements, And Final Credit Approval. Approvals Are Subject To Underwriting Guidelines, Interest Rates, And Program Guidelines, And Are Subject To Change Without Notice Based On Applicant’s Eligibility And Market Conditions. Refinancing An Existing Loan May Result In Total Finance Charges Being Higher Over Life Of Loan. Reduction In Payments May Reflect Longer Loan Term. Terms of the Loan May Be Subject to Payment of Points and Fees By The Applicant. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.